Unearthing the Black Box to Inclusion – Data

One issue which has been our constant companion from the beginning of our journey into the financial inclusion domain is a dearth of data. There is an absence of information that would shed light on the financial habits of the urban poor . After a lot of contemplation we decided to step up to this challenge and take it as an opportunity to add value. Yes, we have started collecting data ourselves! Below is an analysis based on the information collected from a group of 600+ people. We’ll keep updating the information as and when we reach out to more people.

Gender Distribution

Bank accounts

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Separate Bank account for spouse
To understand the extent of gender imbalance and prevalence of patriarchy among the urban lower income
Bank account usage
To track the issue of dormant accounts

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Monthly savings

Mutual Funds

Any suggestions to help us improve our data collection efforts are welcome! Please leave us your thoughts in the comments section below.

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